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| FIRST-TIME HOMEBUYER |
| REFINANCE |
| RURAL HOUSING LOANS |
| SELF-EMPLOYED |
| LOW-INCOME OR LESS-THAN-PERFECT CREDIT |
| FIXED RATE |
| ADJUSTABLE RATE |
| 15, 30, & 40 YEAR LOANS |
| GET IT TOGETHER |
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FIRST-TIME HOMEBUYER
Special Programs specifically for the first-time homebuyer. $8000 tax credit for qualified homebuyers.
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REFINANCE
Get a lower rate, cash back or consolidate your debts.
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RURAL HOUSING LOANS
100% financing with Rural Development Loans.
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SELF-EMPLOYED
Programs that work for independent business professionals.
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LOW-INCOME OR LESS-THAN-PERFECT CREDIT
Flexible qualifying criteria for those with credit blemishes, low down payments, and more
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FIXED RATE
Gives you the security of having the same interest rate for the life of the loan.
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ADJUSTABLE RATE
Options that can be less expensive or help you qualify for a larger mortgage.
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15, 30, & 40 YEAR LOANS
Long or short term payment options tailored to your financial goals.
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GET IT TOGETHER
Here are some items you may be asked for during the application process:
- Amount you want to borrow
- Borrower and Co-Borrower Social Security numbers
- Name and address of employer
- Paycheck stubs
- W-2 statement from the two previous years
- Primary and secondary income information
- Asset Information
- Information on any current home loan.
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Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $417,000 for the contiguous states, District of Columbia, and Puerto Rico or below $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $417,000 with closing costs of $8,340. Jumbo Loans (whose maximum loan amount exceed $417,000 for the contiguous states, District of Columbia, and Puerto Rico or exceed $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $1,000,000 with closing costs of $20,000. Your actual APR may be different depending upon these factors.
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